1. What Are the Etsy 1099-K Tax Changes in 2025? In 2025, the IRS officially dropped the 1099-K reporting threshold to $2,500, down from…
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The Ticking Threat That Steals Your Dreams Picture this: the joy of a new purchase with a credit card swipe, only for fear to…
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No-Spend Challenge for Beginners 2025: Your Ultimate Guide What Is a No-Spend Challenge? A no-spend challenge is exactly what it sounds like: a self-imposed…
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What Is Inflation? Inflation is the rate at which general prices for goods and services rise, reducing the purchasing power of money. It’s measured…
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Revenge Saving: The Shift Nobody Expected In early 2025, something unexpected happened: the U.S. personal savings rate quietly jumped from 4.1% to 4.9% (MarketWatch).…
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The Credit Card Minimum Payment Trap If you’re making the minimum payment each month and still watching your credit card balance barely budge, you’re…
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Loud Budgeting Phrases 2025 Let’s face it—money talks can be tough. Whether you’re chatting with friends, family, or that one person who always asks…
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You’re Not a Hobbyist Anymore—And That’s Okay Picture this: You spend weekends crafting vintage finds or custom prints, thinking you’re just earning a bit…
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